First Time Buyer Meeting in the Southern Ocean County Real Estate Market

Buying a house is a major step in life and one that requires careful planning. Before you even begin to search for a home, it is a good idea to have a meeting and discuss your goals, your budget and what you can comfortably afford. Sometimes this meeting will help you to understand that buying a house is not the right move at this time in life and if so, we can help set you on the track to being in the best position to buy a home in the future. If you are ready to buy, we can go over how to search for homes, the lending process and answer any questions you may have.

First Time Buyer Meeting | Southern Ocean County Real Estate | First Time Buyer

Common First Time Buyer Questions

What to Expect in Your First Time Buyer Meeting

We can schedule a time to meet with you and understand your goals of home ownership. This will help to identify the right kind of home for you, the right budget and the right timeline to follow.

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First Time Buyer Meeting | Southern Ocean County Real Estate | First Time Buyer

Some common questions (apart from the obvious how many bedrooms, bathrooms, etc) we can answer are:

How is your credit score?
What is your current debt level?
Are you looking for quality school districts?
Is job distance an issue for you?
Do you have money set aside for closing costs?
Do you have attorneys, home inspectors and other professional relationships established?
How does a car loan or student loan impact the ability to buy a home?
Should you buy or rent?
How much do I need for a down payment?
Are there any special loans or grants available?
How do I know if I can get a loan?
What determines my mortgage payment?
What if I can't afford to buy a house?
Can my parents help me buy a house?